Money Back Policy: Policy that regularly pays YOU!
Most of us want to invest in a traditional life insurance policy for a long tenure to create a guaranteed corpus. However, we face a problem when we need funds before the tenure is...
Insurology Every
All about India’s Greatest Health Insurance scheme Ayushman Bharat
Prime Minister Shri Narendra Modi, in his Independence Day speech of 2018, announced the launch of the Ayushman Bharat-National Health Protection Scheme (AB-NHPS). He said that the national health insurance scheme will be rolled...
How are variable insurance products structured?
Last month, the Insurance Regulatory and Development Authority of India (Irdai) came out with a draft proposal recommending changes to life insurance products. One of the changes it proposed was simplifying variable insurance products...
Health insurance to become more customer-centric as IRDAI Panel suggests various changes
In order to make the health insurance cover more customer-centric, a panel constituted by the Insurance Regulatory and Development Authority of India (IRDAI) has proposed several important changes to the existing health insurance exclusion...
Most life insurance plans pertain to mis-selling. Yes! it’s REALITY
The working group has recommended that waiting period for conditions such as hypertension, diabetes, cardiac should not be for more than 30 days. A bulk of the complaints received by the insurance ombudsman in...
What is Renters Insurance Policy ?
Remember the days when you got your first job? There was a struggle to be in a new city, find the perfect flat to rent, and settle in. You might think about buying your...
InsurTech Startups In India
A recent survey conducted among CEO’s of insurance companies across the world revealed that almost 90% of them fear that will be losing out on a large segment of their business to InsurTech startups...
Love adventure trips? Your travel insurance policy may not cover them
Before heading out to your favourite destination this holiday season, remember to pack in travel insurance too. But ensure you go through the terms and conditions of your policy thoroughly. Very often one tends...
Life insurance industry set to grow at 12-15%
Even as the equity market is going through a correctional phase, India’s life insurance market continues to grow at a healthy pace. In the next three-to-five years, the industry is expected to maintain a...
Tamil Nadu health insurance merges with Ayushman Bharat scheme
Chennai: With Prime Minister Narendra Modi launching the game-changing scheme – Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) – to enhance healthcare facility across the nation, the Tamilnadu government has signed a memorandum...
Indian Insurers Uncertain Of Pricing As Regulator Makes HIV/AIDS Insurance Compulsory
Insurers say pricing HIV/AIDS insurance will be a challenge till there’s enough historical data after the regulator made such covers compulsory in India, the nation with the world’s third-highest HIV burden. The Insurance Regulatory...
